李想 APRIL - 简历 / Resume

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个人简介 Profile Profile

本科经贸专业、硕士主修银行与金融专业，专业基础扎实，多次获得校奖学金。

国有银行9年从业、外企公司实习履历，具备金融风控、信贷审批工作经验。

熟练掌握英语、韩语，可以与母语为英语、韩语的外籍人士流畅沟通。

性格开朗乐天、为人沉稳真诚、工作积极向上。

Bachelor's in Economics & Trade, Master's in Banking & Finance with solid academic foundation and multiple scholarships.

9 years at state-owned banks with internship at a foreign enterprise; experienced in risk management and credit approval.

Fluent in English and Korean, capable of professional communication with native speakers of both languages.

Optimistic, dependable, and proactive with a strong work ethic.

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工作经历 Experience Experience

光大银行

China Everbright Bank

2022.08 - 至今

2022.08 - Present

公司客户经理 / 风险管理部风险经理

Corporate Relationship Manager / Risk Manager, Risk Management Dept.

作为公司客户经理期间，深入分析客户经营与金融需求，为客户设计综合授信方案，负责管辖区域内企业客户的全面关系维护与业务拓展。
作为风险经理期间，主导完成重大公司信贷项目、普惠业务审批，不良率为0%；高效完成零售授信审批、楼盘准入，助力公私联动。
动态维护风险防控与预警，做好贷后管理工作。

As Corporate RM, conducted in-depth analysis of client operations and financial needs, designed comprehensive credit solutions, and maintained full-scope relationships with corporate clients across the assigned region.
As Risk Manager, led approval of major corporate credit and inclusive finance projects with a 0% NPL ratio; efficiently completed retail credit approvals and real estate access reviews, driving synergy between corporate and retail banking.
Maintained dynamic risk monitoring, early-warning mechanisms, and post-lending management.

中国银行

Bank of China

2016.07 - 2022.08

综合柜员 / 公司客户经理 / 风险管理部风险经理

Teller / Corporate Relationship Manager / Risk Manager, Risk Management Dept.

作为综合柜员期间，熟练办理储蓄、外汇、理财等业务，日均业务处理时长优于平均水准20%。
作为公司客户经理期间，深度挖掘客户需求，管理客户资产规模增幅15%，并成功营销代发工资、企业网银、现金管理等多项结算与中间业务产品。
作为风险经理期间，负责项目审批及贷后管理，协调前中后台工作，助力资产质量前置化管理。

As Teller, proficiently handled savings, forex, and wealth management transactions, processing 20% faster than the branch average.
As Corporate RM, drove a 15% increase in managed client AUM and successfully marketed payroll services, corporate e-banking, and cash management products.
As Risk Manager, oversaw project approvals and post-lending management, coordinated front-middle-back office operations to enhance proactive asset quality management.

🏆 荣誉奖项

🏆 Honors & Awards

Youth League Secretary, Yangzhou Dev. Zone Sub-branch | League Committee Member, Yangzhou & Jiangsu Provincial Branches | Outstanding League Member 2017, Jiangsu Provincial Branch | "Top 10 Service Star" 2017, Yangzhou Branch | Outstanding League Cadre 2018, Yangzhou Branch | 3rd Prize, Risk Lecturer Competition 2021, Jiangsu Provincial Branch

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教育背景 Education Education

2014.10 - 2016.07

英国莱斯特大学

University of Leicester, UK

银行与金融 | 硕士

Banking & Finance | Master's Degree

主修课程：国际金融学、公司金融、金融学理论、金融衍生品、西方经济学（宏观）、商业金融量化分析等

Key Courses: International Finance, Corporate Finance, Financial Theory, Financial Derivatives, Macroeconomics, Quantitative Analysis for Business Finance

2012.09 - 2014.06

韩国建国大学

Konkuk University, South Korea

国际贸易 | 本科

International Trade | Bachelor's Degree

主修课程：国际经济、国际贸易、国际贸易实务、国际市场营销学、西方经济学（微观）等

Key Courses: International Economics, International Trade, Trade Practice, International Marketing, Microeconomics

2010.09 - 2012.06

淮阴师范学院

Huaiyin Normal University

经济学 | 本科

Economics | Bachelor's Degree

主修课程：统计学、管理原理、国家税收、财务管理学、基础会计学、经济法、管理会计等

Key Courses: Statistics, Management Principles, Taxation, Financial Management, Accounting, Economic Law, Managerial Accounting

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技能与证书 Skills & Certifications Skills & Certifications

专业水平	Professional	风险管理专业认证、公司信贷专业资格、银行从业资格中级备考	Certified Risk Management Professional, Corporate Credit Qualification, Preparing for Intermediate Banking Professional Certificate
外语水平	Languages	CET-6，雅思 6.0，韩语 TOPIK 高级，可适应韩语、英语工作环境	CET-6, IELTS 6.0, Korean TOPIK Advanced; comfortable working in Korean and English environments
计算机水平	IT Skills	全国计算机一级（Access），熟练使用 Word、Excel、PowerPoint 等办公软件	National Computer Level 1 (Access); proficient in Word, Excel, and PowerPoint